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S
Revenue-ready

Stripe

Payments API

Accept payments, manage subscriptions, and automate billing operations from one API suite.

Endpoint

POST /v1/payment_intents

Starting price

2.9% + fixed fee

Latency

110ms

Uptime

99.99%

4.9 (3,100 reviews)

Tech specs

Version

v15.0

Format

HTTPS + form encoded / JSON helpers

Supported SDKs

NodePythonGoRubyPHPJava
API detail dashboard

How it works

Users inspect the payment flow, create a free sandbox account under their email, and then switch to premium live processing without changing products.

Base URL

https://api.stripe.com

Auth

Secret key + webhook signature

Adoption options

Understand the free path before you talk to the provider

Free access

Unlimited test mode

  • Test cards
  • Sandbox webhooks
  • Developer examples

Premium access

Live traffic by account approval

  • Live transaction flow
  • Billing operations
  • Production reliability controls

Provider notes

  • Test mode is free
  • Live mode uses transaction fees
  • Premium operations include subscriptions and billing controls

Integration flow

What your team does next

Step 1

Read the payment intent flow

Step 2

Try test mode

Step 3

Review webhook events

Step 4

Enable premium live traffic

Sample request

curl --request POST 'https://api.stripe.com/v1/payment_intents' \
  --header 'Accept: application/json' \
  --header 'X-API-Key: YOUR_API_KEY' \
  --header 'Content-Type: application/json' \
  --data-raw '{
  "amount": 4999,
  "currency": "usd"
}'

Sample response

{
  "id": "pi_3N...",
  "status": "requires_payment_method",
  "amount": 4999,
  "currency": "usd",
  "client_secret": "pi_3N..._secret..."
}

Access model

Compare Payments API and decide how to adopt it

Shortlist this API first, then log in when you are ready to connect your own provider key.

Lead-gen marketplace flow

Starter

$79

public entry signal

Save 15%

For test mode, pilots, and low-traffic checkout flows.

50,000 transactions / month
Email support

Growth

$229

public entry signal

Save 20%

For production payment lanes and merchant operations.

300,000 transactions / month
Priority operations support

Scale

$599

public entry signal

Custom annual contract

For settlement-heavy teams and contract pricing.

Custom volume
Dedicated success manager

Shortlist status

Save this API if you want to compare it with other providers before connecting keys.

What APIverse does

Compare

Cleaner docs, request/response examples, and shortlist-driven research across providers.

Connect

Bring your own provider credentials into one workspace when you are ready to test or ship.

Visit official source

Go to the official provider for signup, legal terms, billing, or partner-specific access requirements.

3100 reviews

Best for

SubscriptionsOne-time checkoutMarketplace billing

Supported regions

Global

Response highlights

payment_intent idclient_secretstatusamount_received